Proudly serving Pasco, Kennewick, Richland & the greater Tri-Cities
24/7 emergency response  ·  Most appointments confirmed fast

Big fix. Small monthly payment.

A failed furnace or water heater shouldn't drain your savings in a day. Flexible monthly options, clear terms and a quick application.

See My OptionsCall (509) 704-7760★★★★★5.0-star Google rating
Licensed, insured, background-checked
24/7 emergency response
Locally owned & operated
Upfront, flat-rate pricing
Aero Walkthrough guarantee
How it works

Three steps to one monthly number

No spreadsheets, no surprises. Your tech builds the whole picture on one screen, right at your kitchen table.

Rebates come off first

We check Benton PUD, Franklin PUD and Richland Energy Services incentives for your address and file the paperwork ourselves, so every available dollar comes off your project before financing even enters the picture.

Financing covers the rest

A few minutes to apply, an answer you can act on the same visit, and terms you see in plain numbers before you sign anything. On approved credit, through third-party lending partners.

Protection rides along

Bundle AllSet365 into the same payment and your new system gets its seasonal tune-ups, priority status and member pricing automatically, from day one.

Good to know

Financing questions, answered straight

What can I finance?
New heating and cooling systems, water heaters, panel upgrades, repiping and other major work. If it's a big-ticket project, there's almost always a monthly payment option for it.
How fast is approval?
Applications take a few minutes and most decisions come back quickly, often while your tech is still at the kitchen table. You'll know your options before you commit to anything.
Does applying hurt my credit?
Prequalification typically uses a soft inquiry that doesn't affect your credit score. Your tech will walk you through exactly how the application works before you submit anything.
Can I bundle AllSet365 into my payment?
Yes. We present your new system and your AllSet365 membership as one simple monthly number, so protecting the investment is built in from day one.
Do rebates and financing stack?
They do. Local utility rebates come off the project cost, and financing covers the rest.
What financing promotions does AllSet Home offer?
Two headline offers: 12 months no interest on water heater replacement, and no payments until 2027 on a new AC or heat pump for qualified buyers. Both are on approved credit through third-party lending partners.
What credit score do I need to qualify?
There is no single published cutoff. Approval decisions come from our third-party lending partners, on approved credit, and prequalifying typically uses a soft inquiry, so finding out costs you nothing.
Is a down payment required?
It depends on the plan. Your tech walks you through the exact structure with your quote, and nothing gets signed until you have seen every number.
Can I finance a repair, or only replacements?
Mostly major work. Financing is built for big-ticket projects like new heating and cooling systems, water heaters, panel upgrades and repiping; smaller repairs are usually simplest to handle straight off the flat-rate quote.
Reviews

Neighbors who financed with us

Rated 5.0 stars by our Google customers. Here's what showing up all-in looks like.

★★★★★

"I had new electrical panel installed, new H-vac (heater, air conditioner), new hot water heater, all wall outlets checked and grounded... The crew was wonderful to work with, answered my questions."

Jenny M. Google review
★★★★★

"They brought a team of people in to fully inspect my house. They found a few issues that were potential emergency threats. They were kind and courteous."

Misty S. Google review
★★★★★

"Having people come to your house to do work is always a gamble... Not these guys!! SO nice and so considerate!"

Andrea L. Google review
Read All 5.0-star Reviews on Google
Get started

Let's find your number

Tell us about your project and we'll show you what it looks like as a monthly payment, rebates included, before you decide anything.

(509) 704-7760
One payment. No panic. You're AllSet.

Schedule Your Visit

Takes about 20 seconds. Most appointments confirmed fast.